Fees, Financial Policy, and Insurance

This page is provided to highlight information about insurance and our financial policies. We hope that you will find it helpful. However, this is not meant as a substitute for our personal response to your specific questions and concerns. Please do not hesitate to come to us if you need more information or have any questions.

Financial Arrangements

Payment is expected at the time services are performed. We accept cash, checks, Visa, MasterCard. When extensive dental care is necessary or when dental insurance is involved, financial arrangements can be made with our office manager. Our primary concern is your dentistry. Nonetheless, we will be sensitive to your financial circumstances within the framework of sound business practices.

A Word About Dental Insurance
Our accounting department will prepare all of the necessary forms for this important benefit. However, we remind you that your policy is an agreement between you and your insurance company, not between your insurance company and our office. We can make no guarantee of any estimated coverage, but we'll do our best to see that you receive your maximum benefits. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. If you would like to know what your expected coverage will be, we will submit a pre-treatment estimate. Your insurer will generally send a detailed response within 4-6 weeks.

Cosmetic Dentistry and Insurance
Cosmetic procedures are generally not covered by most dental insurance policies; however, partial benefits are often available if the teeth are broken or have previous dental fillings, bonding, or crowns. Also, most insurance companies will pay approximately 80% of the cost for silver fillings on posterior (molar and bicuspid) teeth. If a more expensive porcelain or tooth colored filling material is used, the insurance company usually still pays their percentage based on the cost of the less expensive silver filling.